Results and KPIS | CRIF Digital

WE ARER CRIF

37 Country-based operations
10.5k + Financial institutions
600 Insurance companies
1 Mln+ Consumers

Loan Origination

90 % Transactions Categorization Accuracy
3 Months Payback Period
15 % Reduction of Risk on New Business
x4 # Applications Processsed

Customer Management

90 % Transactions Categorization Accuracy
+20 % Daily Digital Intercation
+23,4 % Cross Selling Ratio
5-8 % Reduction of Cost of Risk

Collection

+14 % Recovery Rate
-21 % Roll Rate to Default
-66 % Cost Savings
6 Months Payback Period

Open Banking

+3000 Connected banks
+200 KPIs that can be calculated on customers
+2000 Variables tested for a single score
1 Million Open Banking Credit Scoring calculated in the last 12 months
+30000 Connected UK SMEs

Categorization & Analytics

+30 Years of Experience in Credit Reporting
2.000 Variables tested for a single score
+200 KPIs that can be calculated
96 % Coverage of Transaction Categorization Engine

Digital Interaction

>95 % Biometric comparison conversion rate
>90 % Average Net Promoter Score
80 % Conversion rate within 24h from start of the process
<5 min End-to-end process time
>75 % Liveness and document detection
-35 % Operational Cost Saving

Digital Lending

+15 % New first-time digital clients
-70 % Time to yes
-10 % Abandon Rate
-50 % Acquisition cost

SALES ACCELERATION

40 % Conversion rate
-10 % Operating costs
+25 % Time for sales activities
+10 % Average Contract Value

PFM & BFM

35 mln Daily transactions
100 mln Banking users
700 Banking implementations
14 mln Active Users

CUSTOMER ENGAGEMENT

+20 % Customer engage with Mobile App
+2K End Customers
93 % User interacted with Insights
11 % Conversion rate on full insight journey

ANALYTICAL PLATFORM

<49 % Rejection rate
<45 % Time do decision
>25 % Time for sales activities
<70 % Declined by client rate

KYC More

6.000 + Queries per bank per month
2 sec Average response time
100 Country cases covered with automatic KYC

ESG

30 k Enriched counterparties
200 k Collaterals evaluated
140 KPIs
+6 % Identified change in LGDs for high-risk collaterals

ADVANCED ANALYTICS

+15 % More high-risk exposures managed in advance
-8 % Reduction in cost of risk
-20 % Risk for automated decisions
250+ bps GINI index improvement for SME Retail segment

MERCHANT ONBOARDING

>95 % Biometric comparison conversion rate
80 % Conversion rate within 24h from start of the process
<5 min End-to-end process time
>90% % Average NPS

Insurance

>5 Mln Conuterparties enriched
>400 k Available cadastral units
-3 % MTPL loss reduction
-15 % Natural event loss reduction
-8 % Theft and burglary loss reduction
3 sec For full claims evaluation

Customer Data Management

1.8 x ROI per american dollar
+86 % New B2B customer yoy
+40 % Conversion rate
>30 % Cost saving

Credit Management

2 x ROI
-10 % Decrease cost of risk
2 x Number of applications processed
-15 % Operation costs

Billing & Payment Collection

8 x ROI
+15 % Collection performance increase
-20 % Bad debt
6 Months Payback period

Cash Reconciliation

6 x ROI per american dollar
-20 % Operating costs
>90% % Categorization Accuracy
10 % Reduction of reconciliation time