Results and KPIS

15% Reduction of Risk on New Business

for an online Retail Bank with a strong Nordic presence

CREDIT ORIGINATION PLATFORM FOR RETAIL LOANS

The client needed to automate loan origination process while improving multichannel experience and automatic approval

  • Fully Automated Origination Process
  • Automatic Approval within the Origination Process fully integrated with bank portals

  • +300 %

    Volume of applications processed

  • 55 %

    Savings in underwriting capacity

  • -50 %

    Time to cash

for a Tier-1 Bank.

FROM A STANDARD TO ADVANCED ORIGINATION SOLUTION

The client needed to automate the credit process and integrate pre-existing databases

  • Automated Credit process
  • Service Oriented Architecture based on Workflow and Decision/Rules Engine
  • Integration of a common database

  • -10 bp

    Cost of Credit

  • -38 %

    Time to Cash

  • -24 %

    Print and archive costs

for a Leading European Financial Services Company

AUTOMATED RATING AND DECISION ENGINE FOR CAR FINANCING ACROSS MULTIPLE COUNTRIES

The client needed to automate the rating process while implementing a decision engine and reducing the costs

  • New Decision Engine
  • New workflow

  • +10 %

    Increase in Automated Approval

  • +15 %

    Increase in application decisions in 15 min

  • -25 %

    Running Costs

  • -80 %

    Infrastucture Costs