Credit Passport

THE BUSINESS CREDIT SCORE. DESIGNED TO BRIDGE THE GAP BETWEEN SMES AND FINANCIAL INSTITUTIONS

Credit Passport allows SMEs to view and improve their business credit score and financial institutions to build the resilience and growth of their SME customers.

The most accurate view of an SME - in real-time.
Credit Passport® empowers our partners to build on trust, and deepen the relationship with their SME customers.
Easy to understand Instantly recognisable rating scale to communicate to your customers.
Constructed around international banking standards to give an accurate and meaningful indicator of risk.

  • Real-time sme creditworthiness evaluation
  • Evaluation of new-to-credit & new-to-country subjects
  • Improved customer behavior credit quality
  • Improved customer knowledge
  • Additional revenue streams
  • Value added service to customer base, creating loyalty
  • Incentive for bank connection

  • Aggregation of multiple bank accounts
  • Consent management
  • European coverage


OPEN BANKING SCORING & FINANCIAL KPIS

  • KPI calculation
  • Business credit score calculation


EXTERNAL PLATFORM OR API INTEGRATION

  • Dashboards
  • Improvement & sharing tools
  • Customer friendly CI & CX
  • ACCESS TO ACCOUNTS

  • OPEN BANKING SCORING & FINANCIAL KPIS

HOW WE HELPED OUR CLIENTS UNLOCK THEIR POTENTIAL

Discover how some of the world's most important companies improved their performance and defined a brand-new digital path, both for them and for their clients.

INTERNATIONAL ALTERNATIVE LENDER

SME LENDING AUTOMATED IN THE UK WITH OPEN BANKING

Large South African Alternative Lender wanted to launch in the UK and engaged CRIF for a full Open Banking decisioning journey The system achieved fast and accurate customer onboarding via branded bank widget and API integration and portal back office

  • 15 %

    of all applicants issued loans

  • 3 x

    average of all applicants issued loans

  • 90 %

    of customers opt for Open Banking journey

GET IN TOUCH WITH THE SALES TEAM

What does the next digital journey of your business look like? Let's find out together.