THE HEART OF DIGITAL BANKING

What does your next journey look like?
REMOTE IDENTIFICATION
REMOTE IDENTIFICATION MADE AS EASY AS TAKING A SELFIE
I opened a bank account in just 5 minutes from the comfort of my couch!
Registration made easy with a fast and secure 100% digital process, allowing customer to sign up any time, any place. All that's needed is an ID document and selfie. The rest is pure automation.
THE BENEFITS OF REMOTE IDENTIFICATION
  • Smooth onboarding process
  • Strong user experience
  • No fraud risks
  • Higher conversion rate
  • Reduced operating costs
  • Increased productivity
  • Faster time to yes
  • Increased customer satisfaction
  • Single access to connect all banks
Remote Identification
Digital Document Acquisition
KYC & Anti-Money Laundering
INSTANT LOAN APPLICATIONS
APPLY FOR A BANK PRODUCT IN THE BLINK OF AN EYE
I didn’t know I could apply for a loan without dealing with the paperwork
Customers can submit an entirely paperless and automatic application and get their funds immediately.
THE BENEFITS OF INSTANT LOAN APPLICATIONS
  • Instant profiling
  • Full automatization
  • Reliable scores and evaluation with CRIF's 30+ years experience
  • Cost optimization
  • Dynamic workflow
  • Risk mitigation
  • Improved customer knowledge
Digital Document Acquisition
QUICK ASSESSMENTS
GET A RESPONSE FROM THE BANK IN REAL TIME
I got an answer about my mortgage in no time!
The assessment is accurate and fast because of access to the customer's overall financial situation. That means quicker, more specific feedback to those applying for products and services.
THE BENEFITS OF QUICK ASSESSMENTS
  • Instant profiling
  • Full automatization
  • Reliable scores and evaluation with CRIF's 30+ years experience
  • Cost optimization
  • Dynamic workflow
  • Risk mitigation
  • Improved customer knowledge
Access to Accounts
Open Banking Scoring & Financial KPIs
Personal Financial Managment
Credit Passport
Know how the financial system views my business & how to make the most out of it
Finally I can be in control of how they evaluate my company!
Support SME customers with a tool that truly helps them to nurture growth and build resilience while adding a new revenue stream, speeding up decision-making processes, and enriching & monitoring the data you have.
The benefits of Credit Passport
  • Real-time SME creditworthiness evaluation
  • Evaluation of new-to-credit & new-to-country subjects
  • Improved customer behavior credit quality
  • Improved customer knowledge
  • Additional revenue streams
  • Value added service to customer base, creating loyalty
  • Incentive for bank connection
EXPENSE MANAGEMENT & PLANNING
FINANCIAL MANAGEMENT SOLUTIONS
Now I can finally keep track of all my spending!
PFM and BFM collect all the information needed for customers to know how they are spending and investing their money. Tools and features such as the categorization of spending, budgets, and saving goals make money management a reality.
THE BENEFITS OF EXPENSE MANAGEMENT & PLANNING
  • Improved customer engagement and retention
  • Seamless integration with all systems
  • Better and longer interaction time
  • Valuable insights into customers’ needs
  • Smarter insight-based business decisions
Access to Accounts
Categorization Engine
Personal Financial Management
FINANCIAL PREDICTIONS
THE POWER OF DATA TO PREDICT FUTURE FINANCIAL EVENTS
I feel so much less stressed when I think about my future purchases
The analysis of all transactions from all financial institutions is crucial not only to understanding today’s financial situation, but what’s next too. Prediction notifications help with managing money, anticipating needs, and enabling users to take action.
THE BENEFITS OF FINANCIAL PREDICTIONS
  • Improved cross-selling
  • Enriched and increased database
  • Increased loyalty and retention
  • Increased engagement rates
  • Increased long-term revenue protection
Personal Financial Managment
Cross-industry Data Sharing
UPSELLING & CROSS-SELLING
PROVIDING TIMELY AND PERSONAL FINANCIAL OFFERS
I like it when my bank suggests solutions that suit my lifestyle
Just what the customer needs, right when they need it. Consolidated data analysis is the way to provide tailor-made and practical solutions to customers without the risk of giving inappropriate or oudated advice.
THE BENEFITS OF UPSELLING & CROSS-SELLING
  • Better sales performance
  • Improved automatization
  • Process optimization
  • Higher engagement and redemption rates
  • Reduced customer acquisition costs
  • Time to market
  • Business growth
Cross-industry Data sharing